Privacy Policy

1. Information We Collect

We collect information you provide directly to us, such as when you apply for a loan, create an account, or contact us. This may include your name, email address, phone number, financial information, and employment details.

1.1 Information Collected Automatically

When you visit our website, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, we collect information about the individual web pages you view, what websites or search terms referred you to our site, and how you interact with our site.

2. How We Use Your Information

We use your information to facilitate loan applications, communicate with you, improve our services, and comply with legal obligations. We may share your information with our lending partners to process your loan application.

3. Data Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet is 100% secure. We use industry-standard encryption and security protocols to protect your data.

4. Cookies and Tracking Technologies

We use cookies to enhance your experience on our website. Cookies are small data files that are placed on your device when you visit a website. You can control cookies through your browser settings.

4.1 Types of Cookies We Use

Essential Cookies: Required for the website to function properly
Analytics Cookies: Help us understand how visitors use our website
Advertising Cookies: Used to serve personalized advertisements
Preference Cookies: Remember your settings and preferences

5. Advertising and Third-Party Services

5.1 Google AdSense

This website uses Google AdSense, a service for including advertisements from Google Inc. ("Google"). Google AdSense uses "cookies" to help the website analyze how users use the site and to display advertisements that are relevant to your interests.

5.2 Third-Party Advertisers

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our sites and/or other sites on the Internet.

5.3 Personalized Advertising

We and our third-party vendors use first-party cookies (such as Google Analytics cookies) and third-party cookies (such as Google advertising cookies) to inform, optimize, and serve ads based on your past visits to our website.

5.4 Opt-Out Options

You may opt out of personalized advertising by visiting these pages:

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to read the privacy policies of any third-party sites you visit.

7. Your Rights and Choices

7.1 Access and Control

You have the right to access, correct, update, or delete your personal information. You may also have the right to restrict or object to certain processing of your data.

7.2 Cookie Control

You can control and/or delete cookies as you wish through your browser settings. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed.

7.3 Do Not Track

Some browsers have a "Do Not Track" feature that lets you tell websites that you do not want to have your online activities tracked. We currently do not respond to Do Not Track signals.

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a child under 18, please contact us.

10. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ.

11. GDPR Compliance (For EU Users)

If you are located in the European Economic Area (EEA), you have certain rights under the General Data Protection Regulation (GDPR), including the right to access, rectification, erasure, restriction of processing, data portability, and objection.

12. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and the right to opt-out of the sale of personal information.

13. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.

14. Contact Us

If you have any questions about this Privacy Policy, our data practices, or wish to exercise your privacy rights, please contact us at:

Email: privacy@loantime.com
Phone: +91 1800 123 4567
Address: Mumbai, Maharashtra, India