Terms and Conditions

1. Introduction

Welcome to LoanTime. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use our services.

2. Eligibility

To use our services, you must be at least 18 years old and a resident of India. You must provide accurate and complete information during the application process.

3. Loan Services

LoanTime connects borrowers with lending partners. We do not directly provide loans. All loan approvals, interest rates, and terms are decided by our lending partners based on your credit profile.

4. User Obligations

You agree not to misuse our services or use them for any illegal purpose. You are responsible for maintaining the confidentiality of your account information.

5. Privacy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect and use your information.

6. Limitation of Liability

LoanTime shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.

7. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the website.

8. Contact Us

If you have any questions about these Terms, please contact us at support@loantime.com.