Refund & Cancellation Policy

1. Service Nature

LoanTime is a loan aggregator platform that connects borrowers with lending partners. We do not charge any fees for loan applications submitted through our platform.

2. No Processing Fees

Our platform does not charge any processing fees, application fees, or registration fees from loan applicants. All charges, if any, are levied by the lending partner and will be communicated to you directly by them.

3. Loan Cancellation

If you wish to cancel your loan application:

• Before loan disbursal: You can cancel anytime without any charges
• After disbursal: Contact your lending partner for cancellation terms
• Prepayment charges may apply as per lender's policy

4. Lender Charges

Any processing fees, prepayment charges, or other fees charged by lending partners are governed by their individual refund policies. We recommend reviewing lender terms before accepting a loan offer.

5. Contact Us

For any questions regarding this policy, contact us at:

Email: admin@loantime.com
Phone: +91 98765 43210